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<p>[QUOTE=&quot;mirana, post: 9734485, member: 79705&quot;]It&#039;s less about theft, and more about fire for me. There&#039;s also weather related damage, but that&#039;s more about the things I can&#039;t take with me like large art and antique furniture (as hurricanes let you know they&#039;re coming ahead of time...).</p><p><br /></p><p>In theory, a burglar would certainly know what gold was, which is why they would take it and promptly scrap it. But again, not my primary concern.</p><p><br /></p><p>I&#039;m lucky to have never needed to make a claim, but my parent&#039;s home burned with everything in it. They had to make a claim and it essentially was &quot;make a spreadsheet with all contents&quot; and then they had to provide proof of purchase on certain large ticket items. They got their max payout in the end. But certainly my insurance company has issue with things of jewelry, &quot;collectable&quot; or &quot;art&quot; in nature, specifically wanting a separate policy. Lucky me, that is basically everything of worth that I own.[/QUOTE]</p><p><br /></p>

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