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<p>[QUOTE=&quot;Joe in PA, post: 9734359, member: 12740&quot;]Yeah true, but it&#039;s a starting point for how much coverage you may want at a minimum.&nbsp; I think there are a bunch of variables when you insure wrt agreed values and replacement value and replacement value at the time of loss, etc.&nbsp; Reading insurance policies gives me a head-ache, which is why it&#039;s good to have an insurance agent with LOTS of experience with this- not one just reading from a script <img src="styles/default/xenforo/smilies/smile.png" class="mceSmilie" alt=":)" unselectable="on" />[/QUOTE]</p><p><br /></p>

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