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<p>[QUOTE=&quot;cxgirl, post: 480240, member: 63&quot;]insurance is another thing you see in listings<img src="styles/default/xenforo/smilies/smile.png" class="mceSmilie" alt=":)" unselectable="on" />&nbsp; a seller will say if you don&#039;t buy insurance and your item is damaged or lost you won&#039;t be refunded, but again, if the buyer pays with Paypal they are covered and will be refunded.[/QUOTE]</p><p><br /></p>

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