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<p>[QUOTE=&quot;afantiques, post: 382418, member: 25&quot;]Getting&nbsp; back to the original post</p><p><br /></p><p><i>&quot;I am eyeing a transaction next to me with 835 Sterling objects in great condition. The dealer was offering 40% of retail ($408), and I sure wanted to add 50% more (60% of retail) just to get started on a bid.&quot;</i></p><p><br /></p><p>I really do not understand it all that well. As a silver accumulator myself, I would have stepped in if no deal was concluded and taken a look at the items.</p><p>I would have bought them if the asking price was less than the metal value by only a modest amount. I have no idea what the reference to &#039;retail&#039; means in this context. </p><p>I would have considered paying over melt if the items were notably appealing to me because this is often a way to get some really nice stuff for very little money, if you consider the metal value element as not spent but merely invested. I have a lot of pieces of silver around the house that cost a fair amount of cash but are things I could reluctantly turn back into cash in a couple of hours if needed. </p><p><br /></p><p>OP, do not take some criticism of your terms as attacks. Many people posting try to be precise and specific in descriptions and I think they are helping others do the same, not attacking them.[/QUOTE]</p><p><br /></p>

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