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<p>[QUOTE=&quot;mirana, post: 10021827, member: 79705&quot;]Yes, our insurance singles out jewelry, art and &quot;collectables&quot; as things that need separate policies. <img src="styles/default/xenforo/smilies/rolleyes.png" class="mceSmilie" alt=":rolleyes:" unselectable="on" /> Which covers everything of value in my home! I don&#039;t understand that anyway. If I pay for X amount of coverage it shouldn&#039;t matter how I get to that sum! My parents had a fire and the only thing the insurance company requested a receipt for was a 4k electronic item. But they paid the full limit of what their home goods were covered for in the end! (My mother grabbed her fine jewelry, ha.)[/QUOTE]</p><p><br /></p>

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