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<p>[QUOTE=&quot;Mill Cove Treasures, post: 240306, member: 60&quot;]Most insurance policies will not cover individual pieces unless they are listed separately as a rider to the policy with an appraisal and you pay for insurance for each individual piece.&nbsp; </p><p><br /></p><p>I don&#039;t know if the Chubb insurance company still has it but at one time, they offered a package rider where you could buy a certain amount of insurance and it encompassed a group of things.(up to $10K or $50K etc.)&nbsp; I don&#039;t remember if you had to list the items you wanted covered with an appraisal but you had to have some kind of proof.&nbsp; For people who have a lot to insure, this was a less expensive way to do it.[/QUOTE]</p><p><br /></p>

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